₸Own New Rate Reducer is only available on selected new build homes at participating developments. Speak to a Countryside Homes local sales consultant for more information. The Own New Rate Reducer scheme cannot be combined with other offers or scheme. Participating lenders only. Own New Rate Reducer is available at the lender’s discretion. Mortgages up to a maximum value of £1,000,000 only. Rate reduction is for the fixed, introductory period of the mortgage only (usually 2, 3 or 5 years but this will depend on your individual mortgage). Your interest rate and mortgage payments will increase after the fixed, introductory period – please consult your independent financial advisor and/or your lender. See ownnew.co.uk for more information about the Own New Rate Reducer scheme. Countryside Homes is not regulated by the Financial Conduct Authority (FCA) and cannot offer mortgage advice. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. You should confirm with your independent financial advisor that the Own New Rate Reducer Scheme, and any mortgage deal available with the benefit of the scheme, is suitable for you, in your individual circumstances. The Own New Rate Reducer Scheme is an independent third party scheme. If you are eligible for the scheme, then Countryside Homes will make a cash payment after completion of typically from 3% of the purchase price of the property to Own New, which will be passed onto the relevant participating lender (after deduction of Own New's commission) so that they can offer a mortgage product at a rate that is subsidised from their usual product range. Rate reductions, rates and savings are subject to availability of the Own New scheme. Any rates or savings quoted are examples provided for illustration only and you should not rely on them. The actual reduction, rate and saving you achieve will depend on your individual mortgage offer. References to reductions and any example rates and savings are as compared to the same mortgage without use of the Own New scheme over the fixed, introductory period of the mortgage. Mortgage offers will be made at the lender’s discretion and in line with lender’s criteria. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Terms and conditions apply https://ownnew.co.uk/terms-and-conditions/